We ensure that you are well taken care of
What is personal insurance and do I need it?
PERMANENT DISABILITY INSURANCE
Permanent Disability insurance pays you a lump sum to assist with medical expenses and bills, if you are unable to work in your own occupation due to accident or illness.
A part payment may also be made if you become partially disabled. Disability means a lot more financial burden than pre-disability, without being able to provide an income and with the likelihood of increased expenses, you would find great benefit out of having acquired this kind of protection.
Income protection pays out monthly in order to cover your living costs in the event of injury or illness.
If you earn an income we would highly recommend you take out Income Protection.
We cannot predict the future, unpleasant situations can occur and you could potentially end up without a steady income due to an illness or injury. With Income Protection you can rest assured that you will be covered in the event of these types of situations and you can still pay your debts during your time off work.
Health insurance takes care of private healthcare costs and allows you faster medical care than relying on the public health system
Health insurance allows you to access the private health system and have the ability to chose your healthcare professionals. Not having health insurance means you will very likely find yourself on a wait list for quite a substantial amount of time before you receive treatment, in the event you find yourself requiring treatment.
Pays out a lump sum if you pass away or in the event you are diagnosed with a terminal illness. People with a spouse, a mortgage and/or kids would benefit from a life insurance policy. In the event of your death, debts left behind can be taken care of.
Pays a lump sum in the event that you develop or suffer from any of a range of specified illnesses or injuries.
Trauma protection will provide you with financial support in the event of severe illness or injury to you or your loved ones, so that you can focus on what is important in these situations.
Monthly payments are paid out to support business owners in the event a key person becomes injured, ill or in the event of death.
Whether you are a start-up owner or a small, medium or large business owner, you will be financially protected in the event of illness, injury or death.
Key Man Insurance
Buy and Sell Insurance
Start Up Protection